| Brian J. Teusink, AIAF, CCM, CPA |  |
| | Senior Executive Vice President
bteusink@phts.com
803.731.5300 ext. 1585
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Mr. Teusink has a BBA degree from Western Michigan University and has worked in the insurance and insurance-finance arena for more than 17 years. He has been with PHT Services, Ltd. since 1992. |